Is a live-in nanny cheaper than a live-out nanny?

Not necessarily. Live-in nannies typically receive a lower gross hourly or weekly rate than live-out nannies in equivalent roles, because accommodation is part of their package. But as the employer, you are covering the cost of housing, bills, and often food - so the overall financial picture is more nuanced. To get an accurate comparison, use a specialist nanny payroll service like Nannytax to model the true total cost for both arrangements.

Do I need to pay tax and National Insurance for a live-in nanny?

Yes. Employing a live-in nanny makes you their employer, which means you are responsible for setting up PAYE, deducting and paying Income Tax and National Insurance contributions, providing payslips, and meeting statutory obligations including holiday pay. The same applies to live-out nannies. GOV.UK has guidance on employing someone in your home, and it is worth seeking professional payroll or employment law advice before you start.

What space does a live-in nanny need?

At minimum, a live-in nanny should have their own private bedroom. Ideally, they would also have access to a private bathroom and their own sitting area. A self-contained annexe or granny flat makes the arrangement work much more smoothly for both sides.

Can a live-in nanny work evenings and weekends?

Only if that is explicitly agreed in their contract. Living in your home does not mean a nanny is available around the clock. Their contracted hours define their working week, and any work outside those hours should be agreed in advance and compensated accordingly.

How do I find a live-in or live-out nanny in the UK?

Start by getting clear on what your family actually needs - hours, duties, and whether live-in accommodation is right for your home. From there, you can search on platforms like Bubble, where you can browse vetted nanny profiles and use the Bubble Nanny Agency for permanent placements. Always check references thoroughly, arrange a trial period, and ensure a proper written employment contract is in place before your nanny starts.